Privacy Policy

Pathway Protection ("we", "us", "our") respects your privacy and is committed to protecting your personal data.

This Privacy Policy explains how we collect, use, store and share your personal information when you use our website: pathwayprotection.com

1. Who We Are

Pathway Protection is operated by Jakub Nowak, trading as Pathway Protection.

Email: hello@pathwayprotection.com

For the purposes of UK data protection law, Jakub Nowak is the Data Controller responsible for your personal data.

We operate as a lead generation and referral service, connecting individuals with FCA-authorised financial advisers specialising in income protection insurance.

2. What Personal Data We Collect

When you use our website, we may collect:

Information You Provide

• First name and last name
• Email address
• Telephone number
• Employment status
• Age range
• Approximate income range
• Smoker status
• Any additional information submitted via our forms

Automatically Collected Information

• IP address
• Browser and device information
• Website usage data
• Cookie identifiers (where consent is provided)
• UTM parameters and referral data

3. How We Use Your Information

We use your information to:

• Connect you with FCA-authorised advisers regarding income protection
• Facilitate contact between you and relevant advisers
• Respond to enquiries
• Improve our website and services
• Measure advertising effectiveness (where consent is provided)
• Comply with legal and regulatory obligations

We do not provide regulated financial advice ourselves.

4. Lawful Basis for Processing

We rely on the following lawful bases under UK GDPR:

• Consent – When you submit your details and agree to be contacted by authorised advisers.
• Legitimate Interests – To operate and improve our website and services.
• Legal Obligation – Where required by law.

You may withdraw consent at any time by contacting us.

5. Sharing Your Information

We may share your information with:

• FCA-authorised financial advisers
• Regulated protection specialists
• Service providers who support our operations (e.g. hosting providers, email services)

We only share your information for the purpose of providing income protection advice and related services.

We do not sell your personal data to unrelated third parties.

6. Data Retention

We retain personal data only as long as necessary to:

• Facilitate your enquiry
• Comply with legal requirements
• Resolve disputes

Lead data is typically retained for up to 24 months, unless longer retention is required by law.

7. Data Security

We use secure systems and technical safeguards to protect your information, including encrypted connections and secure cloud-based storage.

Access to personal data is restricted to authorised individuals only.

8. Cookies & Tracking Technologies

Our website uses cookies and similar technologies.

Cookies are small text files stored on your device that help websites function and improve user experience.

We use the following types of cookies:

• Essential Cookies – Required for the website to function properly.
• Analytics Cookies – Help us understand how users interact with our website.
• Marketing Cookies – Used to measure advertising performance and improve our marketing campaigns. This may include Meta (Facebook) Pixel tracking, where consent is provided.

Marketing and analytics cookies are only activated if you provide consent via our cookie banner.

You can manage or withdraw your consent at any time via the "Cookie Settings" link in our footer.

9. Your Rights

Under UK GDPR, you have the right to:

• Access your personal data
• Request correction
• Request erasure
• Restrict processing
• Object to processing
• Data portability
• Lodge a complaint with the Information Commissioner's Office (ICO)

ICO website: https://ico.org.uk

10. Changes to This Policy

We may update this policy from time to time. The latest version will always be published on this page.

11. Contact Us

If you have any questions about this policy or your personal data, contact:

Email: hello@pathwayprotection.com